Householders – policy covers loss of or damage to household goods and personal effects which belong to the insured where such loss or damage occurs in the insured’s dwelling house or out building situated at the address stated in the policy schedule caused by theft, fire , lightning, explosion earthquake.
Professional Indemnity – covers against mistakes or negligence on the job.
Public Liability – Public Liability – Provides cover against the injury or damage to property of patrons to one’s establishment.
Group Personal Accident – covers employees as a benefit from an employer and kicks in to augment shortfalls in the event of sickness.