Hail and wind insurance for tobacco is a type of insurance specifically designed to protect tobacco growers against losses caused by hailstorms and damaging winds. These natural disasters can have a significant impact on tobacco crops leading to yield loss, damage to plants and ultimately financial losses for the farmer. Our insurance policy indemnifies at a specified level of cover per hectare of tobacco. Cover is limited to the damage caused through the mechanical action of hail and/or wind. Tobacco hail and wind insurance is an important risk management tool for tobacco farmers, providing financial protection and peace of mind in the event of unpredictable weather events.
Tobacco Field to Floor insurance is a comprehensive insurance designed to protect tobacco crops from the period after harvesting to when it is delivered to a tobacco contractor or sales floor. This insurance covers various risks after reaping including fires in a curing facility, storage and transportation risks.